Experience a stress-free shopping experience with the flexibility of paying over time using Affirm. Now, select customers can enjoy the convenience of the Affirm Card™.
Why you'll love using the Affirm app:
- Enjoy the option to pay over time at almost any store
- Gain access to exclusive deals and take advantage of rates as low as 0% APR
- Effortlessly manage your account and make payments
- Open a high-yield savings account with no minimums and no fees
Take your Affirm Card wherever you go:
- Use your Affirm Card both online and in person
- Planning a significant purchase? Request a payment plan within the app before heading to the store
- Shopping on-the-go? Link your bank account for convenient payments almost anywhere. You can also use the app to request payment plans for eligible purchases after making a swipe. Please note that a minimum purchase may be required for payment plans. Additional details can be found in the footer.
Shopping with Affirm is simple and hassle-free. Browse your favorite stores online or in-store, select the payment terms that align with your budget, and complete your purchase at checkout or with your Affirm Card.
The Affirm Card, issued by Evolve Bank & Trust, Member FDIC, is a VisaⓇ debit card that allows you to pay over time. Pay-over-time plans must be applied for each purchase within the mobile app and are subject to eligibility checks. They are provided by affirm.com/lenders. Please note that a minimum purchase is required for pay-over-time plans, and this information can be found in the Card tab of the app. If a purchase does not qualify for a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. If you reside in California, loans by Affirm Loan Services, LLC are made or arranged in accordance with a California Finance Lenders Law license. Visit affirm.com/licenses for licenses and disclosures.
Rates range from 0 - 36% APR. Loan options vary and are subject to eligibility, as well as whether your loan is applied for before or after your card purchase. Please note that there are minimum purchase amounts for loans, and a down payment may be required. Availability may vary by state. Affirm savings accounts are held with Cross River Bank, Member FDIC.
Overview
Affirm: Buy now, pay over time is a Freeware software in the category Home & Hobby developed by Affirm, Inc..
The latest version of Affirm: Buy now, pay over time is 3.246.1, released on 07/04/2024. It was initially added to our database on 09/07/2023.
Affirm: Buy now, pay over time runs on the following operating systems: Android/iOS.
Users of Affirm: Buy now, pay over time gave it a rating of 5 out of 5 stars.
Pros
- Offers a way for customers to make purchases and pay for them over time, which can increase purchasing power and conversion rates for merchants
- Provides a transparent and easy-to-understand pricing structure, with no hidden fees or compounding interest
- Integrates seamlessly with various e-commerce platforms, making it easy for merchants to offer Affirm as a payment option
- Helps customers budget their purchases by allowing them to see upfront the total cost of their purchase broken down into fixed monthly payments
Cons
- May encourage overspending if customers do not carefully budget their payments
- Some customers may not qualify for Affirm financing, potentially leading to lost sales for merchants
- Defaulting on payments can negatively impact a customer's credit score
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